Feature Release – Feb 18, 2026

Summary

This release includes three updates:

1. Credit application edits with customer re-authentication

2. Streamlined onboarding flow (Test-Drive Flow)

3. Buyer referrals from the buyer portal

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   1)  Credit Application Edits Inside Lending Portal

   What changed

   Sales Managers and Finance Managers can edit customers data inside TDC lending portal. 

   Compliance behavior

   If income or housing expense is edited:

   • TDC creates a task that will block the final post-purchase documents

   • The customer must log into the buyer portal

   • The customer must update their credit application themselves

   • Once updated - the task will be removed, and the post-purchase documents will be released for execution.

   This ensures that the credit application data is customer-authenticated.

   

    

2)  Streamlined Onboarding (Test-Drive Flow)

What changed

A faster onboarding flow is available.

How it works

• If the customer’s driver’s license is present, onboarding starts with license capture instead of manual registration

• OTP is still required to save registration

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3) Buyer Referrals (from the Buyer Portal)

What Changed

Buyers can submit referrals from the buyer portal.

What happens

When a referral is submitted:

• A new transaction appears on the dashboard

• The referral source is recorded

• An email is sent to the referred customer to start the process

• Buyers can track referral status in the portal