---
title: Feature Release – Feb 18, 2026
description: Feature Release – Feb 18, 2026
---

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# Feature Release – Feb 18, 2026

## Credit App Edits (with Compliance Guardrail), Streamlined Onboarding (Test-Drive Flow), Buyer Referrals

### Summary

This release includes three updates:

1. Credit application edits with customer re-authentication
2. Streamlined onboarding flow (Test-Drive Flow)
3. Buyer referrals from the buyer portal
   
   <iframe src="https://player.vimeo.com/video/1165974805?h=3235754aa0&amp;badge=0&amp;autopause=0&amp;player_id=0&amp;app_id=58479" frameborder="0" allow="autoplay; fullscreen; picture-in-picture; clipboard-write; encrypted-media; web-share" referrerpolicy="strict-origin-when-cross-origin" style="position:absolute;top:0;left:0;width:100%;height:100%;" title="New Features 02.17.2026"></iframe>

   ---
   
   ### 1)  Credit Application Edits Inside Lending Portal
   
   #### What changed
   
   Sales Managers and Finance Managers can edit **customers data inside TDC lending portal.** 
   
   #### Compliance behavior
   
   If income or housing expense is edited:
   
     - TDC creates a **task that will block** the final post-purchase documents
     - The customer must log into the buyer portal
     - The customer must update their credit application themselves
     - Once updated - the task will be removed, and the post-purchase documents will be released for execution.
   
   This ensures that the credit application data is **customer-authenticated**.
   
   ![Help Articles - Graphics (32)](https://knowledgebase.thedealersconcierge.com/hs-fs/hubfs/Help%20Articles%20-%20Graphics%20(32).png?width=670&height=377&name=Help%20Articles%20-%20Graphics%20(32).png)

---

### 2)  Streamlined Onboarding (Test-Drive Flow)

#### What changed

A faster onboarding flow is available.

#### How it works

- If the customer’s driver’s license is present, onboarding starts with **license capture** instead of manual registration
- OTP is still required to save registration
  
  ---

### 3) Buyer Referrals (from the Buyer Portal)

#### What Changed

Buyers can submit referrals from the buyer portal.

#### What happens

When a referral is submitted:

- A new transaction appears on the dashboard
- The referral source is recorded
- An email is sent to the referred customer to start the process
- Buyers can track referral status in the portal
  
  ![Help Articles - Graphics (33)](https://knowledgebase.thedealersconcierge.com/hs-fs/hubfs/Help%20Articles%20-%20Graphics%20(33).png?width=670&height=377&name=Help%20Articles%20-%20Graphics%20(33).png)

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